Healthy Michigan Plan enrollment opens April 1

Added March 24th, 2014 by Jan Hudson | Email This Entry Email This Entry
Jan Hudson

The Department of Community Health has announced open enrollment will begin for the Healthy Michigan Plan on April 1. This long-awaited announcement is great news for Michigan’s low-income uninsured residents.

Starting next week, adults (ages 19-64) in families with incomes below 133% of the federal poverty level (up to $15,521 for an individual or $31,721 for a family of four) who are not currently eligible for Medicaid or Medicare, and not pregnant, will be able to apply for the comprehensive coverage offered by the Healthy Michigan Plan. Citizenship, or lawful admittance to the U.S., is also required.

Healthy Michigan Plan enrollment will be open all year long, unlike the Marketplace www.healthcare.gov, which has designated open enrollment periods and where the initial enrollment period will close on March 31.

Applications for HMP are available online (www.michigan.gov/mibridges or www.healthcare.gov), by phone, or in-person. For the fastest eligibility determination, the Department is advising applicants to use the MIBridges system (www.michigan.gov/mibridges) where eligibility determinations may be returned in a matter of minutes. Department of Human Services local offices are expected to extend their hours to accommodate those who would like to apply in person.

This program is Michigan’s expansion and modification of the Medicaid program as provided in the Affordable Care Act. It is a credit to Michigan policymakers who passed legislation creating the program and permitting Michigan to accept the federal funds available for this program. Numerous states have refused to accept the federal funds to expand Medicaid, leaving their lowest-income residents uninsured and with no options.

Recognizing the low incomes of the enrollees, the HMP includes comprehensive benefits which may not otherwise be available to this population including dental, hearing, and vision benefits in addition to the services required by the ACA. Enrollees will be required to pay co-pays for some services and those with incomes between 100% ($11,670 for an individual, $23,850 for a family of four) and 133% FPL will be required to pay an income-based contribution of 2% for their coverage. Together, the payments cannot exceed 5% of the family income. Participation in healthy behaviors will provide the opportunity to reduce both the income-based payment and the co-pays.

A fact sheet is available on the League’s website for more information.

The implementation of the Healthy Michigan Plan provides the opportunity for those who work, are least paid and uninsured to gain healthcare coverage and peace of mind.

— Jan Hudson

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